Terms and Conditions For 6 Month EMI
Terms and Conditions for EMI-Based Course Access
These Terms and Conditions (“Terms”) govern the payment and access to courses offered by Unoacademy under the Equated Monthly Installments (EMI) option. By enrolling in a course under the EMI option, the participant agrees to abide by the following terms:
1. General
1.1. The total course fee varies depending on the course selected and will be communicated at the time of enrollment.
1.2. Participants can opt for a six (6) monthly installment plan, with each installment amounting to one-sixth (1/6th) of the total course fee.
1.3. Access to course content is provided in a phased manner, proportionate to the installments paid.
2. Course Content Access
2.1. As an example, if the total course fee is ₹60,000 and the course consists of 120 videos, access will be granted as follows:
- 1st EMI: Access to the first 20 videos.
- 2nd EMI: Access to the next 20 videos, totaling 40 videos.
- 3rd EMI: Access to the next 20 videos, totaling 60 videos.
- 4th EMI: Access to the next 20 videos, totaling 80 videos.
- 5th EMI: Access to the next 20 videos, totaling 100 videos.
- 6th EMI: Full access to all 120 videos.
2.2. The number of videos or course modules available for access will depend on the specific course structure.
2.3. Participants will have lifetime access only to the videos/modules unlocked based on completed EMI payments.
3. Certification Program Eligibility
3.1. Participants must complete the full course fee payment (all six EMIs) to be eligible for the certification program.
3.2. Participants who fail to complete all EMI payments will not be eligible for the certification program.
4. Payment Obligations
4.1. EMI payments must be made on or before the due date communicated at the time of enrollment.
4.2. Delayed payments may result in restricted access to course content until the pending EMI is cleared.
5. Refund Policy
5.1. EMI payments made are non-refundable under any circumstances.
5.2. In the event of non-payment of subsequent EMIs, the participant will retain access only to the content corresponding to the payments completed.
6. Termination of Access
6.1. Unoacademy reserves the right to terminate or suspend access to the course if EMI payments are not made as per the agreed schedule.
6.2. Termination of access due to non-payment does not entitle the participant to any refund.
7. Lifetime Access
7.1. Lifetime access applies only to the course content unlocked based on completed EMI payments.
7.2. Participants who complete all six EMIs will have lifetime access to the entire course.
8. Acknowledgment and Acceptance
By enrolling in the course under the EMI option, the participant acknowledges and agrees to these Terms and Conditions.
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